POSITION DESCRIPTION:

The Senior Risk Analyst plays a critical role in identifying, assessing, and mitigating financial, operational, strategic, and reputational risks within Exclusive Collective’s portfolio of high‑end luxury destination and club environments. This position helps safeguard company assets, protect member experiences, and support regulatory compliance across a global portfolio of properties, vendors, and services.

The ideal candidate brings strong analytical capabilities, experience with risk management information systems, and a solid understanding of insurance and risk frameworks—preferably within hospitality, travel, luxury services, or real estate.

ESSENTIAL JOB DUTIES AND RESPONSIBILITIES:

Enterprise Risk Management

Identify, assess, and monitor enterprise‑wide risks across financial, operational, strategic, and reputational categories
Analyze loss, claim, and incident data to identify trends and recommend mitigation strategies
Partner cross‑functionally to reduce operational risk through safety protocols, training, and guidelines

Risk Management Information Systems (RMIS)

Participate in the design, implementation, and ongoing management of a comprehensive RMIS, including:
Capturing exposure data across entities and properties
Tracking insurance policies, endorsements, and correspondence
Recording incidents and distinguishing costs that become claims
Monitoring uninsured losses and related expenses
Allocating insurance costs across business units for budgeting and reporting

Insurance & Vendor Risk

Support the development and management of a complex, multi‑line insurance program
Oversee vendor insurance compliance and assist with contract review to mitigate third‑party risk
File insurance claims and proofs of loss and track claim progress and recoveries
Participate in meetings with insurers and brokers, providing input on coverage structure and risk solutions

Financial Analysis & Reporting

Produce risk analytics, dashboards, and executive‑level reporting for leadership and ownership groups
Develop reports supporting budgeting, premium allocation, and key metrics for operational and financial performance
Provide Finance with risk exposure data and analysis to support forecasting and budgeting
Prepare board‑ready materials, including the annual risk management stewardship report

EDUCATION, SKILLS, AND EXPERIENCE:

Bachelor’s degree in Finance, Risk Management, Economics, Business Administration, or a related field (Master’s degree preferred)
5–8+ years of experience in risk management or insurance, preferably within hospitality, travel, luxury services, or real estate
Strong knowledge of risk management information systems and insurance programs
Experience with financial modeling and data analytics
Advanced proficiency in Excel; strong working knowledge of Word and PowerPoint
Excellent analytical, communication, and presentation skills

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